如何购买自驾车旅游意外保险 |
添加时间:2018/12/11 14:20:07 浏览次数: |
对于自驾游出行者,不仅要给车投保,更应该给人投保。出游前增投一些与自驾游风险相关的附加险,如盗抢险、玻璃单独破碎险、轮胎爆破险、车辆自燃险等,以防出现这些意外时,自己措手不及。特别是夏季,天气比较热,轮胎爆破、玻璃破碎、车辆自燃在所难免。如果购买了这些附加险,就能应对车辆旅途中出现的意外而得到保险赔偿。假如自己没有投保车上人员的伤害责任险,则还应考虑为每一个座位投保;如果旅游地路况不是非常的好,只买了交强险的车主还应考虑投保一个月的车辆损失险。 For self-driving travelers, they should not only insure their cars, but also give people insurance. Additional risks related to self-driving travel risk should be invested before traveling, such as theft and rescue, glass breakage, tire explosion, and vehicle spontaneous combustion, in order to prevent these accidents from happening, I caught myself off guard. Especially in summer, the weather is relatively hot, tire explosion, broken glass, auto-ignition of vehicles are inevitable. If these additional risks are purchased, they can be compensated for accidents occurring during the journey of the vehicle. If they have not insured the injury liability insurance of the car's personnel, they should also consider insuring every seat; if the road condition of the tourist destination is not very good, the owner who only bought compulsory insurance should also consider insuring one month's vehicle loss insurance. 除了对自己的爱车需要增加一些保险,对车上人员的保险更应该重视。对于自驾游的所有成员都应投有人身意外方面的险种,人身意外保险主要包括意外身故、意外残疾和意外医疗方面的保障。如果购买了这些意外险,自驾游所有人员发生意外后都会得到一定保险保障。 In addition to the need to increase some insurance for their own car, the insurance of car personnel should be paid more attention. All members of self-driving tours should be covered by personal accident insurance, which mainly includes the protection of accidental death, accidental disability and accidental medical treatment. If these accident insurance are purchased, all the people who travel by car will be insured after the accident. |
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